i received another call from a financial planner today. told him that i already had one. he insisted that he is a different kind of finanical planner. all right. whether you are an old or new age sort of planner,  i have no extra cash to spare for more investments dude. with the uncertain economic situation, i don't understand why would people want to lock up more of their assets in high risk investments. i would stick to the good old method at the moment - my saving accounts. period. i was quite appalled that a friend gave my mobile number to this financial planner. shouldn't this friend ask for my permission first before giving strangers my number.